Save money while resolving your credit card problems with a do it yourself card credit debt settlement. Negotiating with creditors yourself can save you money, but it is not without pitfalls. Negotiating Basics Prepare Before You Call When you are preparing to call a creditor to make a settlement arrangement, it is important to have [...]

Will your credit card become unreadable if it’s exposed to magnets? In a previous story, we said yes, but many of you begged to differ. Seeing that, we took the challenge of clearing things up once and for all. The result: With the help of a junkyard magnet, a garden–variety refrigerator magnet and a professor [...]

Internet purchases have gone high tech with the virtual Visa debit card. What Do You Mean Virtual? A virtual Visa debit card is just that, it is virtual. The physical card does not exist. You will not receive this debit card in the mail; instead, you receive all of your card information through e-mail. Here’s [...]

When searching for low rate credit cards for college students be sure to carefully read the terms and conditions attached to each offer. Finding a credit card with an attractive interest rate – but without a parental cosigner – can be difficult. No Shortage of Companies Plenty of credit card issuers are more than happy [...]

Knowing how to lower credit card rates can stop you from paying too much for your credit card. A little homework on your part and a call to your credit card issuer may be all that’s needed for you to reduce the rate you are paying. You Can Get a Lower Interest Rate The average [...]

Some credit card companies are now offering 0% balance transfer no annual fee credit cards. If you are paying high interest rates on your credit cards, these offers may save you a lot of money. These special card offers encourage cardholders to use one credit card to pay off all or part of the balance [...]

Finding 0% APR credit cards is easy, as the offers are plentiful. However, understanding how these promotions work and how they fit into a sound financial plan takes a bit of research. The Meaning Behind 0% APR It’s not a fairy tale: many credit card companies offer consumers a credit card with an annual percentage [...]

Knowing how to lower interest rates on your credit cards can save you a bundle each year. If you think you have to settle for high interest rates, read on to find out how to change that! Credit Card Interest Rates Not all credit card companies have the same interest rate and not all customers [...]

Bad credit credit cards balance transfers can help you to lower your debt and interest rates. If you haven’t ever considered lowering your credit card debt this way, read on to find out how. Bad Credit Credit Cards Balance Transfers If you have succumbed to credit card debt that seems insurmountable, don’t give up hope. [...]

Fraud protection can prevent your from becoming a victim. Many people use their credit cards with very little thought about how someone could scam them or steal their identity. Don’t be one of them. Instead, read the following tips to learn how you can keep your credit information secret and stop criminals before they ruin [...]

Eric Bourassa is the Massachusetts Public Interest Research Group’s (MASSPIRG) Consumer Advocate. MASSPIRG is a statewide non-profit, non-partisan public interest organization with 50,000 members across the state. MASSPIRG works to promote consumer protection, environmental preservation, and good government. Eric recently answered a few questions on identity theft and how to prevent identity theft for WannaKnow [...]

It’s not easy to randomly generate fake Visa card numbers that correspond to active credit cards with available balances, but it is a fraudulent practice that is most often accomplished with the help of computer programs. It is one thing to create a counterfeit Visa credit card account number, but it is another to create [...]